Home Ownership: Bridging the Gap to Building Wealth

Culture Chats

Written by Nathan Hall |

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Racialized individuals face significant income disparities compared to white people. According to statistics, the total Canadian population owning their homes was 71.9% in 2021. In contrast, the Black (45.2%), Arab (48.0%), and Latin American (48.6%) populations were least likely to live in a dwelling owned by one or some members of the household.

What You'll Learn

  • How to save your down payment
  • Types of income to qualify for a mortgage
  • How to build credit and create a budget

Speaker Bio

Keisha Kelly, whose mission is strategically aligned with addressing these disparities. She envisions being a catalyst for people to build wealth through real estate, acting as a bridge from their current situation to their desired future. With a comprehensive understanding of the entire home-buying process, she not only facilitates successful home purchases but also imparts knowledge and practical tips to empower others in achieving homeownership. Keisha firmly believes that a home is more than just a place to live; it is one of the most substantial investments one can make.

Culture Chats go beyond professional skills; we aim to equip our communities with the tools and insights needed for more productive and fulfilling lives. Recognizing that individuals facing financial challenges may accept unfavorable working conditions and perceive limited job opportunities, we want to help address these issues. By assisting our community in securing their financial well-being, we aim to enable you to enter the workforce with confidence and a sense of security.

Disclaimer: The ideas and strategies discussed during Culture Chat are intended for general informational purposes only. They should not be construed as financial advice tailored to your specific circumstances. We strongly recommend consulting with a qualified financial advisor before making any decisions based on the information provided. Each individual’s financial situation is unique, and professional guidance ensures that strategies align with personal goals and considerations.

#CultureCheck #CultureChat #RacializedProfessionals #systematicbarriers #realtytips

Worksheet

Instagram: @keishakelly44

Email: Keishakrealestate@gmail.com

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